Car Loans for Bad Credit in Hendersonville, NC

When your credit isn't great, shopping for a new or used vehicle can feel daunting and discouraging. But it doesn't have to be that way. With an experienced team like ours to assist you, you can gain the confidence to shop for new or used vehicles that fit your lifestyle. Let's explore potential financing options today!

While having a bad credit score certainly isn't ideal, it's not hopeless. Here at Autostar Chrysler Dodge Jeep Ram of Hendersonville, we want to reassure you that upgrading to the vehicle you want is still possible! Whether you're considering a Jeep Grand Cherokee for sale, a Dodge Durango for sale, a Ram 1500 for sale, or a different new or used CDJR model, our finance team is on your side! We're confident that we can work with you to help you successfully finance a car you love. 

If you're ready to get started, learn more about financing a vehicle with bad credit below. 

Bad Credit Loans: Frequently Asked Questions 

If you have questions about financing a vehicle with bad credit, we're here to answer them! Check out some common questions below, and feel free to reach out with any additional questions you may have about bad credit car loans!  

• What credit score do I need to qualify?

You can apply for financing regardless of your credit score, so a bad credit score doesn't 

need to deter you. Thanks to our lenders, we can present you with a personalized solution that makes it possible for you to drive home in a quality vehicle. 

• What kind of interest rate should I expect?

Interest rates won't look the same for everyone. Your credit score, income, loan amount, down payment, and other factors have an impact on the interest rate. Talk to our team today about your situation - we strive to secure the best rates possible for our customers!

• How much do I need for a down payment?

There's a chance you may not be required to make a down payment at all, or at least not a large one. But even so, making a significant down payment may help you in the long run - including helping you secure a more affordable interest rate. We'll be happy to discuss your situation with you today!

• How much will my monthly payments be?

The amount of the loan, the term of the loan, and the interest rate all have an impact on how much you will pay each month. You can rely on us to help you secure affordable monthly payments, so contact us today!

• What types of vehicles can I get approved for?

Searching for an affordable used car is a great place to start. We even offer used cars under $25,000! Explore our available used inventory and ask our team about your best options today. As always, we're here to help!

• Can I use a cosigner?

Yes, you are welcome to use a cosigner. Having a cosigner can potentially help you get a more favorable interest rate. 

• Will applying hurt my credit score?

Potentially, yes, but you can expect your score to change only slightly. In the long run, though, you can expect to see your credit score improve if you keep up with the monthly payments. 

Auto Loan Prep: What You'll Need to Bring

We want to make sure you're prepared as you take steps toward financing your next vehicle, whether that's a new Dodge Durango SRT, new Ram 2500 for sale, used Dodge Challenger, or used Jeep Compass for sale. When you're ready to finalize your purchase at our dealership, you'll want to have the following information on hand:

• Your driver's license
• Proof of car insurance
• Proof of address
• Proof of income
• Personal references

We're here to help you have a seamless, stress-free financing experience. Feel free to explore our inventory to find your next potential ride. Let's get you behind the wheel of a used Dodge Charger or Dodge Challenger for sale today!

We Will Work with You, No Matter What Your Situation

If your financial status has been negatively impacted by events such as divorce, bankruptcy, foreclosure, repossession, or something else, we're confident that we can help you. We've worked with many different buyers over the years and look forward to helping you finance your next used Dodge Durango or Dodge Charger for sale. No matter the reason for your bad credit, you can expect friendly, judgement-free assistance here at Autostar CDJR of Hendersonville!